Verify income
Salary, gig work and irregular earnings are read live from the applicant's bank account, so the income figure is verified before underwriting starts.
Lending
Know an applicant's real position before you lend
Typed-in figures and old paperwork only show part of the story. VeriLayer reads income, commitments and spending from the bank data an applicant shares with consent, and confirms the debt to income ratio behind every application.
- Verified spending
- Built to meet FCA standards
- Full audit trail
Underwrite with figures you can trust
Confirm the debt to income ratio
Existing credit and regular commitments come from the same data, giving you a complete and current picture of what an applicant already owes.
Keep a record of every decision
Each check is logged with a full audit trail, and the same criteria apply to every applicant.
Trusted by leading financial providers
Learn how our partners qualify customers with confidence.
Absolutely amazing support. Everything was clearly explained with support and no judgement. I highly recommend this service to anyone who is struggling with debt.
UKDE Nicola
Absolutely amazing service always here to help if needed. Highly recommend it and thank you for your help.
CD Sona
Brilliant service, smooth and efficient help and support. I would highly recommend the outstanding help I received.
CLARITY Joanne
Add certainty to every decision
See how VeriLayer verifies, assesses and routes customers in real time. Get a free consultation.
Email
enquiries@VeriLayer.com