Real-time decisioning
The check runs in seconds, so the outcome arrives before the customer drifts away from the basket.
Buy Now Pay Later
Check affordability without slowing the checkout
A buy now, pay later decision has to happen while the customer is still at the basket. VeriLayer reads income and spending from the bank account they connect, confirms their debt to income ratio and returns a clear outcome in seconds.
- Real-time decisioning
- Built to meet FCA standards
- 24/7 human support
Affordability checks that keep pace with checkout
See real spending power
Income and outgoings come from live bank data rather than what the customer types in, so the debt to income ratio you see is the real one.
Be ready as the rules tighten
Every check runs the same way and is recorded in full, which puts you in a strong position as buy now, pay later regulation develops.
Trusted by leading financial providers
Learn how our partners qualify customers with confidence.
Absolutely amazing support. Everything was clearly explained with support and no judgement. I highly recommend this service to anyone who is struggling with debt.
UKDE Nicola
Absolutely amazing service always here to help if needed. Highly recommend it and thank you for your help.
CD Sona
Brilliant service, smooth and efficient help and support. I would highly recommend the outstanding help I received.
CLARITY Joanne
Add certainty to every decision
See how VeriLayer verifies, assesses and routes customers in real time. Get a free consultation.
Email
enquiries@VeriLayer.com